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We often lull ourselves into a false sense of security when it comes to the prospect of disability. We acknowledge that it befalls others, but we never quite accept the fact that it could happen to us. The truth is that the likelihood of becoming disabled is alarmingly high. According to the United States Census Bureau, the average American has a one in five chance of becoming disabled. Likewise, studies by the Social Security Administration demonstrate that a 20-year-old worker has a 30% chance of becoming disabled before he/she reaches retirement age. With statistics like these, it's hard to justify not purchasing long term disability insurance. Read on to learn more about these policies and how we can help you find the best prices.

What Does This Protect Against?

Most insurance policies insure material possessions, such as houses, vehicles, etc. Long term disability policies insure something just as valuable-your livelihood. Your ability to work and produce income is extraordinarily valuable, and acquiring an illness or injury could impair you for some time, if not permanently. In fact, the average absence from work due to long-term disability is 2.5 years. Could you and your family survive that long without your income? If the answer is no, then it might be time to start comparing rates.

Finding Coverage

We work with a variety of life and health insurers to provide our visitors with the most competitive estimates. You can handle all of your LTD insurance shopping on one site, as we provide up to five quotes at once. When you compare premiums, you are much more likely to find an affordable policy that meets your needs. Essentially, by using our site, you allow us to do your comparison shopping and research for you, so you can find a policy faster and cheaper.

Compare Rates Now

Like most insurance policies, you will get the lowest prices if you take the time to compare multiple offers. Our site makes comparing LTD premiums as easy as possible by providing at least four quotes on policies simultaneously. When you complete the sign-up sheet on this page, you will receive up to five estimates from some of the top providers in the U.S. You will then be able to evaluate these prices side by side to determine the product that is right for you. We'll show you quotes from respected insurers on the coverage you need to preserve your income in the event you become disabled. Start shopping for your policy now.

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